I am not sure who will survive and what the landscape will look like, but banks are still the best business once the shit is cleared out of the system. Big bets are already being plunked down in the last few days on who will survive and thrive. That type of betting is not for me.

BUT, I am a tiny investor in a new local bank going up in Phoenix (once it’s doors open I will send all my subscribers a preloaded ATM card :) ). Seems like as good a time as ever to be starting one from scratch.

You collect money, pay no interest, charge lot’s of fees for everything and you loan money (when sober). No industry has benefitted more from technology the last 10 years. How hard could it be to actually own one. I have asked the board to call our bank “The Phoenix Monkey Bank” – because even a monkey should be able to run this business.

Much like Larry David in ‘Curb Your Enthusiasm’ when he invests in a restaurant and asks that the waiters respond to table bells, I want our bank to have a Mattress Motif. You may laugh, but my ideas can’t be worse than the shmucks at WAMU and Wachovi of the last few years. TurdPutz’s.

Why should’nt banks have sponsors for f#$@k sakes – Come open an account at Howard’s ‘Phoenix Monkey Bank’ where your money is safe. Sponsored by ‘Smith and Wesson’, ‘Certa’ and of course ‘Lifelock’ :) .